I am sure that at some point or another you have been part of a conversation where someone says that their company has a mega backdoor ROTH and you wonder how that exactly works and why you don’t have one?
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Are you maximizing and optimizing your workplace 401K? Most probably not! If not, you are leaving major amounts of money on the table not giving it attention.
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Through all the challenges, newfound opportunities, and every high and low we’ve experienced during the last couple of years, it’s no surprise why we might be striving for more balance.
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Although only $3,000 of net capital losses can be deducted in any one year against ordinary income on your tax return, the remaining balance can be carried over to future years indefinitely.
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The historic spike in mortgage rates instigated chatter across the country that the housing market is a bubble that will soon pop.
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Most of you have flown on commercial flights, so you know that prior to take-off it is the time for the safety announcements.
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In Douglas Adams’ bestseller, “The Hitchhikers guide to the Galaxy”, the magic number that unlocked the universe’s answers was 42.
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Health Savings Accounts are an often misunderstood and ignored retirement savings option.
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Death and taxes are the two inevitable yet constant factors in our lives. On that comforting note, let us talk about the less depressing of the two - taxes.
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There is a notion that taxes will be minimal in retirement. That may not be the case, especially in high-cost-of-living states like California.
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Americans in general – and Californians in particular – love their cars. Given the abysmal public transportation here when compared with the rest of the developed world.
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Many of my clients want me to have a chat with their children before they start their first jobs.
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Hotel points and miles you have both from actual flying and from credit card spending have significant value.
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Half of Americans aren’t saving enough for retirement.
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What Financial Mistakes Do People Make In Retirement Planning?
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The recently passed SECURE Act of 2020 has significant implications on RMD’s and ‘stretch IRA’s’.
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Here are some of the mistakes that people make during their “pre-retirement” and retirement phases.
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We focus on the most prevalent plan, the tax deferred employer sponsored 401(k) plan.
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Prior to engaging with a financial advisor, there are important questions as you evaluate individuals and firms.
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Why charitable giving can both make a change for those that need it and help your maintain assets.
Your End of Year Checklist for Tax-Smart Charitable Giving
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