How to make yourself safer online
From Arvind’s Personal Finance column in the Los Altos Town Crier
We have allowed for-profit technology corporations access to all our personal data in exchange for some “free services” – data these firms sell to advertisers for massive profits. With our lives online whether we like it or not, taking steps to ensure security grows more important…
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When to Take Social Security?
From Arvind’s article in Active Over 50
The origins of the program can be traced back to the Great Depression. When Social Security was established in 1935, its main purpose was to provide a minimum floor of income support for all eligible workers. At that time, the average life expectancy of the working male was approximately 62 years…
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Pros and Cons of Annuities
From Arvind’s article in Active Over 50
Annuities are the Rodney Dangerfield of the financial services industry. They get no respect. Annuities sometimes get a bad rap due to the fact that all the pros and cons are not properly laid out before a prospective client. As in all things in life, whether annuities are a good fit depends on each individual’s financial…
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